Payroll guides

Payroll, explained
in plain English.

Straightforward answers to the payroll questions we get asked most, written by a CIPP-member bureau that does this every day. No jargon.

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What is the difference between gross pay and net pay?

Gross pay is what you earn before deductions. Net pay is what you take home after tax and National Insurance. The difference, with a worked example.

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P32, P45, P46 and P60: UK payroll forms explained

A plain-English guide to the main UK payroll forms: what the P32, P45, P46 and P60 are, what each one is for, and when you need them.

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Payroll for beginners: running UK payroll for the first time

A plain-English beginner's guide to running UK payroll: registering for PAYE, choosing software, each pay run, RTI, pensions and year end.

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Taking on and registering a new employee

A plain-English guide to employing new staff in the UK: right to work checks, P45 or starter checklist, tax codes, payroll setup and reporting to HMRC.

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How workplace pensions and auto-enrolment work

A plain-English guide to how workplace pensions and auto-enrolment work in the UK: who must be enrolled, minimum contributions, tax relief and duties.

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UK holiday pay and holiday entitlement explained

How UK holiday pay and entitlement work: the 5.6 weeks' statutory minimum, part-time and irregular-hours staff, the 12.07% method and a week's pay.

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Statutory Sick Pay (SSP) explained

A plain-English guide to Statutory Sick Pay: what SSP is, who qualifies, waiting and qualifying days, how long it lasts, fit notes and employer duties.

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Student loan and postgraduate loan deductions through payroll

How student and postgraduate loan repayments work through PAYE: the plan types, the earnings threshold, which plan to use and when deductions stop.

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Attachment of earnings orders: an employer's guide to deductions from pay

A plain-English guide to attachment of earnings orders (AEOs), DEAs and council tax attachments: employer duties, protected earnings and priority rules.

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The National Minimum Wage and National Living Wage explained

A plain-English guide to the National Minimum Wage and National Living Wage: how the age bands work, the April review, employer duties and penalties.

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Free guide

The Salary Sacrifice Savings Guide

A free PDF guide, in your inbox within minutes. It shows how much salary sacrifice can save you and your team on tax and National Insurance, with worked examples for pensions, electric cars and cycle to work.

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Before you go

What you can (and can't)
salary sacrifice

It is one of the easiest ways to save tax, and one of the easiest to get wrong. Grab our free guide before you leave.

  • What you can and can't put through salary sacrifice
  • The minimum wage trap that catches employers out
  • How the HMRC rules changed and what still qualifies
  • Reporting it correctly, without the penalties

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